“What-if” Planning Blog

Spooky Consequences of Not Having an End-of-Life Plan
While Halloween is all about ghosts and ghouls, the real scares often come from things left undone—like end-of-life planning. Without a plan, you risk leaving your family with unanswered questions, costly delays, and lifelong uncertainty. From “Lost Control from Beyond” to “Family Hauntings,” the consequences can be chilling. Now is the time to consider not only your own end-of-life needs but also how to support your spouse or partner in the event of the unexpected.
Don’t leave loved ones with a haunting legacy. Discover simple steps to start planning today.

Overcoming Procrastination – How Families Can Start End-of-Life Planning Today
Don’t wait until it’s too late—start your family’s end-of-life planning today! Whether you’re a young stay-at-home parent or an adult child of aging parents, now is the time to protect your loved ones, save money, and gain peace of mind. Learn the essential steps to secure your family’s future, including starting conversations, evaluating your current plans, and booking estate planning consultations. Take action now to avoid leaving your family vulnerable.

Talking to Reluctant Parents About End-of-Life Planning: Tips for Adult Children
Starting the conversation about end-of-life planning with your parents can be tough, especially when they don’t want to talk about it. In this post, we share practical strategies to help you navigate these sensitive discussions, from asking simple questions to leading by example. By encouraging them to prepare their affairs now, you’ll be giving both them and your family peace of mind for the future

Life Insurance: What, Who, Where, When, Why and How Much
Life insurance should be a top priority in your planning for the future, especially for younger families with children still living at home.

Avoid a Family Scavenger Hunt: How to Keep End-of-Life Documents Safe and Accessible
When it comes to end-of-life planning, one of the most important steps you can take is ensuring your documents are both safe and accessible.

Top 10 Reasons Every Stay-At-Home Parent Must Take Charge of the Family’s End-of-Life Plan
The top 10 reasons every stay-at-home parent should make sure their family has a what-if-the-breadwinning-partner-doesn’t-make-it-home-tonight plan.

Caskets or Cauldrons? Unveiling the Quirky World of Final Resting Places
What to do with a body when you or your loved one crosses over to the great beyond? We dive into the age-old debate of burial vs. cremation and explore a few other intriguing options that have popped up in recent years.

Cemetery Selection Guide for Families
If your end-of-life plans involve a burial, cemetery selection can be one of the hardest decision-making processes you go through. There are many factors to consider when choosing the right cemetery for you and/or your loved ones and it can be a stressful process.

How Hurricanes Answer the Question, “Should I Have an End-of-Life Plan?”
Tropical storm Hilary hitting California is a reminder that disasters can strike anywhere at any time. It should also serve as motivation to have our affairs in order through end-of-life planning to protect family members from unnecessary hardships when an accident or illness impacts your family.

The Gift That Keeps on Giving: Life Insurance for Young Couples and Individuals
While you may not find life insurance on many wedding or baby shower registries, gifting a new policy to a young couple or individual is a terrific way to protect their family’s future.

Term versus Permanent
For most people, life insurance should be a key component of your end-of-life plans. It can play a huge role in easing the burden of death by allowing the surviving spouse to hire others to help with day-to-day tasks and/or replace lost income and keep paying the bills. The two main types of life insurance are described in this blog.

Planning for a Funeral
Whether it’s called a funeral, memorial, or celebration of life, honoring the deceased is a custom upheld by most families and communities. Many decisions must be made to prepare for and carry out a service. What happens to the body? Where will the remains reside? What kind of casket or urn is desired? Though each of these components could be a blog all by themselves, this week’s blog addresses what may be the driving force behind how you answer each these questions -- cost.